Ancestral Wealth Inheritance System

Chapter 504: Chapter 504 How Much Does It Cost to Buy an Entire Bank?

“Brother Fang, if you’re planning to exchange Cosmic Coins for Mora Coins, I wouldn’t recommend doing it at a bank on the Moral home planet.”

“Oh? Why?”

“Although Cosmic Coins are much more valuable than Mora Coins, there’s no preferential policy for exchanging currencies through official channels. I suggest you go to the black market for the exchange!” Natu said.

“That makes sense,” Fang Jueyu nodded. Just like Xiao Yi mentioned, exchanging high-level currency for low-level currency is easy, but trying to exchange Mora Coins for Cosmic Coins is quite a challenge, given that Cosmic Coins are hard currency throughout the universe.

“At a bank, 1 Cosmic Coin can be exchanged for 25 Mora Coins. However, on the black market, you can get 27 or even 30 Mora Coins, which is a considerable difference.”

“That much of a difference?” Fang Jueyu was slightly surprised.

“How about this, if you’re not in a rush, accompany me to a bank first. Once I exchange my funds into Mora Coins, we can head to the black market together and help you exchange those Cosmic Coins. How does that sound?”

“I’d love that!” Fang Jueyu was new to the place, and with his poor sense of direction, even with Xiao Yi’s guidance, he could easily get lost. He was eager to have someone familiar with the area show him around.

“Host, this Natu person seems nice, you should consider becoming friends.”

“Aren’t we already acquainted?” Fang Jueyu laughed.

“No, I mean, if possible, you could help Natu secure the succession for the next ruler of their civilization,” said Xiao Yi.

“Huh? We just met, and you’re already talking about interfering in their family affairs?”

“In this universe, relationships are the most important. Even the smallest force can provide some assistance at crucial times. That’s how your Fang Family built its business bit by bit.”

“Alright, we’ll see about that. Anyway, he doesn’t seem too ambitious about becoming a ruler.” Fang Jueyu glanced at Natu, who seemed like a carefree second-generation rich kid, content to live a prosperous life without any grand ambitions.

“Heh, Host, many things are beyond one’s control. You’ll understand eventually.”

…

The entire Moral home planet was enormous, but with the advancements of a fourth-level civilization, public transportation had developed remarkably. There was a teleportation device on almost every block, allowing them to travel from one end of the planet to the other in an hour.

“Brother Fang, this is the biggest bank on the Moral home planet, Muyun Bank.”

The two walked up to a group of grandiose buildings. Muyun Bank looked as if it was made of diamonds, reflecting a multicolored glow under the shimmering lights.

“Wow, it truly lives up to being a bank of a fourth-level civilization. It’s so majestic,” Fang Jueyu couldn’t help but exclaim.

“Host, if you had seen the headquarters of the Cosmic Bank, you wouldn’t be so surprised,” Xiao Yi said. “The headquarters of the Cosmic Bank is built on an artificial orbit around a star. Its size is as vast as your entire solar system.”

“Alright, I get it. I’m ignorant, okay?” Fang Jueyu replied in mock annoyance.

Two burly men stood on either side of the entrance to Muyun Bank, their aura even more unfathomable than Natu’s four bodyguards.

Fang Jueyu mustered up the courage to look at them. The feeling was as if a tiny human was facing a tsunami, where any carelessness could lead to perishing without a trace.

“These two shouldn’t be Controllers, right?” Fang Jueyu wondered.

“No, Host. These two are merely Peak Divine Ability Users, but within this bank, there shouldn’t be less than ten Controllers!”

“That’s quite impressive,” Fang Jueyu clicked his tongue in amazement.

“Hmph, do you know how many experts your Cosmic Chain Supermarket has?”

Fang Jueyu shook his head. “How would I know? Could there even be Transcenders?”

“Of course!” Xiao Yi said, “Let me tell you, the wealth of the Cosmic Chain Supermarket is beyond your imagination. You must understand that wealth translates to cultivation resources. Transcenders are not the end of life evolution. Numerous Transcenders rack their brains to join the Cosmic Chain Supermarket but may not even qualify.”

Xiao Yi added, “Host, poverty limits imagination, but you’re not poor. Be bolder. Trust me, there’s nothing the Fang Family can’t accomplish if you can imagine it!”

“Such big words. So, can I buy this Muyun Bank if I want to?” Fang Jueyu said offhandedly.

“Heh,” Xiao Yi sneered, “Why don’t you ask this guy Natu next to you? He probably knows how much this Muyun Bank is worth.”

“Brother Natu, may I ask you something?” Fang Jueyu turned to ask.

“Of course. I come to the Moral home planet regularly, so I know most things. Ask away, and if I know the answer, I will certainly tell you.”

“Uh… well, I was just wondering how much it would cost to buy this Muyun Bank?”

“What?” Not only Natu, but even the two Peak Divine Ability Users at the door seemed to hear Fang Jueyu’s somewhat “brainless” question.

This Muyun Bank was the largest bank in the entire Moral civilization, concentrating over 50% of the wealth and controlled directly by the ruler of the Moral civilization. And someone was asking how much it would cost to buy it?

That was almost equivalent to wanting to purchase half of the Moral civilization!

“I was just asking casually, just wanted to understand the wealth of the Moral civilization.”

“You scared me. I thought you were serious,” Natu patted his chest. “The Moral civilization encompasses over two hundred third-level civilizations, each with an average of two thousand second-level civilizations under them, and each second-level civilization controls a galaxy’s first-level civilizations.”

“In terms of wealth, it’s really hard to calculate. But in the Cosmic Bank, the ruler of the Moral civilization has a sixth-level account, which is quite wealthy among many Transcenders.”

“Only a sixth-level account.” Fang Jueyu suddenly realized he had underestimated his family’s wealth.

To have a sixth-level Cosmic Bank account was certainly prestigious. Generally, the threshold for a second-level civilization is to have a first-level account, a third-level civilization requires a third-level account, and a fourth-level civilization needs a fifth-level account.

However, the wealth difference between two adjacent levels is not a simple order of magnitude.

A basic ninth-level account requires countless more zeros beyond a sixth-level account. Moreover, the Fang Family’s Cosmic Bank account was of ninth-level, not because their wealth only reached ninth-level but because the highest account level was only ninth-level.

So, if he wanted to buy the entire bank or even the whole Moral civilization, it wouldn’t even make a ripple in their family bank account balance.

“Only?” Natu caught the specific word “only a sixth-level account” from Fang Jueyu’s statement. What did “only a sixth-level account” even mean?

His father was a ruler of a third-level civilization, and he only had a third-level account. A sixth-level account already represented wealth beyond what 50% of Transcenders could possess.

“Brother Fang, could your family’s Cosmic Bank account level be seventh-level?” Natu cautiously probed.

“No, no, no, we just have a bit of money, can’t compare, can’t compare,” Fang Jueyu waved his hand. If someone on Earth witnessed this scene, there’d probably be a new online nickname—”Slightly Wealthy Fang Jueyu.”

Natu sneaked a glance at Fang Jueyu, “If I believed you, I’d be a fool!”